The phase of recession left a harmful impact on individuals all over the world and 3 years later individuals are still struggling to get back on their feet and get their lives back on track. The United States government has set aside billions of dollars to help out its citizens in case of any economic or financial instability. There are several personal grants that individuals can secure from the United States government to help through a tough spot and help them get back on their feet. Grants are available for a large number of reasons and users can avail of government benefits in all walks of life. Business grants help individuals set up their own venture and help turn it from just another idea to a concrete reality. government grants for first time home buyers help individuals materialize their dreams of having their own home. It is not a monumental task to apply for grants. While the grant process may seem uphill and daunting, it is indeed a simplistic task that can be effectively achieved with a little research. There is ample material online that will help people understand the application process as well as get sample grants to understand the best possible way to write a grant application.